उपाय

१- राई में नमक मिला कर होम करने से बड़े से बड़ा शत्रु भी समूल रूप से
नष्ट हो जाता है !
२- नीम की पत्तियों सहित घी का होम करने से लम्बे समस से चला आ
रहा ऋण नष्ट होता है !
३- जटामांसी और कालीमिर्च से होम करने पर काल्सर्पादी दोष नष्ट होते
हैं व क्रूर ग्रह भी नष्ट होते हैं !
४- रक्तचंदन घिस कर शहद में मिला लेँ व जौ से मिश्रित कर होम करें
तो दुर्भाग्यशाली मनुष्य का भाग्य
भी चमक उठता है !
५- गुड व मखाने से होम करने पर गरीबी सदा के लिए दूर होती है !
६- केवल काली मिर्च से होम करने पर कारागार में फसा व्यक्ति मुक्त
हो जाता है !
७- मीठी रोटी व घी से होम करने पर बड़े से बड़ा संकट व बड़े से बड़ा रोग
अति शिघ्र नष्ट होता है......!!!!!!!!

चैत्र माह में नया गुड़ न खाएं
बैसाख माह में नया तेल न लगाएं
जेठ माह में दोपहर में नही चलना चाहिए
अषाढ़ माह में पका बेल न खाएं
सावन माह में साग न खाएं
भादों माह में दही न खाएं
क्वार माह में करेला न खाएं
कार्तिक माह में जमीन पर न सोएं
अगहन माह में जीरा न खाएं
पूस माह में धनिया न खाएं
माघ माह में मिश्री न खाएं

फागुन माह में चना न खाए.

तिथि अनुसार आहार-विहार ज्योतिष की नजर से

1- प्रतिपदा को कुष्माण्ड (कुम्हड़ा पेठा) न खाएँ क्योंकि यह धन का नाश करने वाला है।
2. द्वितीया को छोटा बैंगन व कटहल खाना निषेध है।
3. तृतीया को परमल खाना निषेध है क्योंकि यह शत्रुओं की वृद्धि करता है।
4. चतुर्थी के दिन मूली खाना निषेध है, इससे धन का नाश होता है।
5. पंचमी को बेल खाने से कलंक लगता है। अत: पंचमी को बेल खाना निषेध है।
6. षष्ठी के दिन नीम की पत्ती खाना, एवं दातुन करना निषेध है। क्योंकि इसके सेवन से एवं दातुन करने से नीच योनि प्राप्त होती है।
7. सप्तमी के दिन ताड़ का फल खाना निषेध है। इसको इस दिन खाने से रोग होता है।
8. अष्टमी के दिन नारियल खाना निषेध है क्योंकि इसके खाने से बुद्धि का नाश होता है।
9. नवमी के दिन लौकी खाना निषेध है क्योंकि इस दिन लौकी का सेवन गौ मांस के समान है।
10. दशमी को कलंबी खाना निषेध है।
11. एकादशी को सेम फली खाना निषेध है।
12. द्वादशी को (पोई) पु‍तिका खाना निषेध है।
13. तेरस (त्रयोदशी) को बैंगन खाना निषेध है।
14. अमावस्या, पूर्णिमा, सक्रांति, चतुर्दशी और अष्टमी, रविवार श्राद्ध एवं व्रत के दिन स्त्री सहवास तथा तिल का तेल, लाल रंग का साग तथा कांसे के पात्र में भोजन करना निषेध है।
15. रविवार के दिन अदरक भी नहीं खाना चाहिए।
16. कार्तिक मास में बैंगन और माघ मास में मूली का त्याग करना चाहिए।
17. अंजली से या खड़े होकर जल नहीं पीना चाहिए।
18. जो भोजन लड़ाई झगड़ा करके बनाया गया हो, जिस भोजन को किसी ने लाँघा हो तो वह भोजन नहीं करना च‍ाहिए क्योंकि वह राक्षस भोजन होता है।

19. जिन्हें लक्ष्मी प्राप्त करने की लालसा हो उन्हें रात में दही और सत्तू नहीं खाना चाहिए। यह नरक की प्राप्ति कराता है।

इन अनसुलझे रहस्यों को जान आप हो जायेंगे हैरान

- अजवाइन-गुड़ खाइए, तभी बने कुछ काम, पित्त रोग में लाभ हो, पायेंगे आराम..

- रोटी मक्के की भली, खा लें यदि भरपूर, बेहतर लीवर आपका, टी० बी० भी हो दूर..

- गाजर रस संग आँवला, बीस औ चालिस ग्राम, रक्तचाप हिरदय सही, पायें सब आराम..

- ठण्ड लगे जब आपको, सर्दी से बेहाल, नीबू मधु के साथ में, अदरक पियें उबाल..

- अदरक का रस लीजिए, मधु लेवें समभाग, नियमित सेवन जब करें, सर्दी जाए भाग..

- शहद आंवला जूस हो, मिश्री सब दस ग्राम, बीस ग्राम घी साथ में, यौवन स्थिर काम..

- चिंतित होता क्यों भला, देख बुढ़ापा रोय, चौलाई पालक भली, यौवन स्थिर होय..

- लाल टमाटर लीजिए, खीरा सहित सनेह, जूस करेला साथ हो, दूर रहे मधुमेह..

- प्रातः संध्या पीजिए, खाली पेट सनेह, जामुन-गुठली पीसिये, नहीं रहे मधुमेह..

- सात पत्र लें नीम के, खाली पेट चबाय, दूर करे मधुमेह को, सब कुछ मन को भाय..

- सात फूल ले लीजिए, सुन्दर सदाबहार, दूर करे मधुमेह को, जीवन में हो प्यार..

- तुलसीदल दस लीजिए, उठकर प्रातःकाल, सेहत सुधरे आपकी, तन-मन मालामाल..

- थोड़ा सा गुड़ लीजिए, दूर रहें सब रोग, अधिक कभी मत खाइए, चाहे मोहनभोग..

- अजवाइन और हींग लें, लहसुन तेल पकाय, मालिश जोड़ों की करें, दर्द दूर हो जाय..

- ऐलोवेरा-आँवला, करे खून में वृद्धि, उदर व्याधियाँ दूर हों, जीवन में हो सिद्धि..

- दस्त अगर आने लगें, चिंतित दीखे माथ, दालचीनि का पाउडर, लें पानी के साथ..

- मुँह में बदबू हो अगर, दालचीनि मुख डाल, बने सुगन्धित मुख, महक, दूर होय तत्काल..

- कंचन काया को कभी, पित्त अगर दे कष्ट, घृतकुमारि संग आँवला, करे उसे भी नष्ट..

- बीस मिली रस आँवला, पांच ग्राम मधु संग, सुबह शाम में चाटिये, बढ़े ज्योति सब दंग..

- बीस मिली रस आँवला, हल्दी हो एक ग्राम, सर्दी कफ तकलीफ में, फ़ौरन हो आराम..

- नीबू बेसन जल शहद , मिश्रित लेप लगाय, चेहरा सुन्दर तब बने, बेहतर यही उपाय..

- मधु का सेवन जो करे, सुख पावेगा सोय, कंठ सुरीला साथ में , वाणी मधुरिम होय..

- पीता थोड़ी छाछ जो, भोजन करके रोज, नहीं जरूरत वैद्य की, चेहरे पर हो ओज..

- ठण्ड अगर लग जाय जो नहीं बने कुछ काम, नियमित पी लें गुनगुना, पानी दे आराम..

- कफ से पीड़ित हो अगर, खाँसी बहुत सताय, अजवाइन की भाप लें, कफ तब बाहर आय..

- अजवाइन लें छाछ संग, मात्रा पाँच गिराम, कीट पेट के नष्ट हों, जल्दी हो आराम..

- छाछ हींग सेंधा नमक, दूर करे सब रोग, जीरा उसमें डालकर, पियें सदा यह भोग..।

Protection to Corrupt officials by BANK MANAGEMENT

Sir,

Protection to Corrupt officials by UCO BANK MANAGEMENT .No protection to whistle blower. Concealment of facts and evading income tax by R.K.Bishnoi Manager Uco Bank Bans Bazar Ambala City period 2002 to 2005 Presently at Zonal Office Lucknow .and Mr. Jagdish Kumar Sachdeva ,then Head Cashier Uco Bank,Bans Bzzar, Ambala City year 2003,2004,1005,2006 presently at B/O Narwana. detaile attached hereunder:

Shri Arun Kaul.
Chairman and Managing Director,
UCO Bank, 10 BTM Sarani Kolkata

Sub: Cases of Fraud, forgery, corruption and atrocities against the individuals serving under your
Control and tretired from the bank. Looting of National Wealth- Viogilance Enquiry.

Sir,

Your kind attention is drawn toward the above noted subject. How the wrong, dishonest, fraudulent, forger, corrupt and atrocities officials are being protected under your governance and no protection is granted to owhistle blowers. The cases are highlighted below that how much national wealth has been spent on the mal administration and arbitrary, unjustified activities of these officials in c connivance with each other by providing wrongful information to top official’s against a Dalit Schedule Caste Officer despite several Governmental constitutional protection. I have already submitted several representations but no action has been initiated at your level and the matter is disposed off by your officers without any investigation.

Case Diary District Court Ambala against the arbitrary, unconstitutional, pervert ,atrocities action at the whims and fences of Sh.R.K.Bishnoi, then Manager of UCO Bank Ambala City in connivance with a group of people with common intention knowingly, willfully and arbitrarily. In which the following are involved: You may depute inquiry against Mr. R.K.Bishnoi, If you find me wrong anywhere, you may punish me. However, I have Already been shunted out from service and killed me by snatching my livelihood by Mr.B.R.Chauhan, then DGM, Chandigarth by issuing false charge sheet dt, 15.4.08 on the basis of Administrative order 11th April,2002. I sought this order from HO under RTI and in turn they replied that CMD has not issued such order. No defence document was provided, no witness was crossi examined and killed me alive by order of compulsory retirement dt. 5.09.08.. What will be the fate of corrupt officer. Nothing is transparent. In bank this corruption is like cancer Would that the action of the Bank officers/ employees had been just and fair I might have not filed even a single case.

•Show Cause 01.04.05, 11.6.05, 22.07.05
•Charge sheet 19.08.05 by D.A., AGM Jalandhar, Mr.V.K.Puri
•PO Brief 13.05.06, Mr.T.S.Bhatia Reply 10.07.06,
•EO, Report 23.06.06 Mr. Jagdish Narang, Reply 10.07.06,
•Punishment Order 22.07.06 By Mr.V.K.Bhandari AGM Jull,
•(Reduction of three increments B.P.Rs.19360/- to 17680/- with cumulative effect)
•Appeal Dt. 21.08.06 GM(P) Mr.V.P.Singh Order 19.02.07-Rejected
•Review 10.03.07 ED, Mr. V..K.Dhingra- Order 04.08.07 Rejected
•Reconsideration review 18.10.07 to CMD/ED

Thus as per detail given above against the individual the information regarding TA/DA for attending the court can easily be obtained from these individuals.

Court fee/ Advocate fee is readily available with Bank but not providing hence no transparency as fraud, forgery and corruption and atrocities is evident from the above financial, mental, physical support to wrong individuals.

Kindly investigate the matter immediately against these corrupt officers and provide me justice.

Thnking you,

I am Uday Narayan Gupta. I want to draw your attention towards manipulations and malpractices in the income tax office and request you to take the action against erring officers of the department. I am an ex employee of Accord Financial Services, having office at A-60 Lajpat Nagar part-2, New Delhi-24 (hereinafter referred as Firm). I resigned from the above-said firm by giving proper intimation and the firm made the Full and Final settlement and issued cheque and deducted the tax on it after doing their own calculations which was reflected in the Full and Final Statement sent to me along with the cheque also.

The company deducted the tax at source (FY 2009-10) but not deposited it with the Income Tax Department. The Firm had even adjusted the already deposited tax through revised TDS return against the TDS of other employees. The Firm had issued incorrect TDS certificate (Form 16) whereby manipulated several heads like showing lesser salary paid to me, not included leave encashment, and increased the Mediclaim Premium Amount, not given 80 C rebate benefit.

I complaint about this manipulation and theft of tax to Mr. S. P. Auja,at that time the ITO Ward No 49(1) TDS Laxmi Nagar New Delhi, in whose jurisdiction the said firm falls , regarding the tax evasion by the Firm, The very next day the said ITO informed the Firm to deposit the balance tax but not gave any direction / order to Firm to issue revise Form 16 and told me to leave this matter. As the certificate in Form 16 issued by the Firm is showing lesser income the said ITO Mr. S. P. Ahuja suggested me to take the refund of tax by showing lesser income while filing my return of income. He told me that he is helpless and even not took any action against the tax evasive Firm. On pursuing the matter with ITO Shri.S. P Ahuja he had sent me letter the unauthenticated/unsigned document by the firm which showed Rs.25000/- cheque returned to my wife against Loan taken by the Firm as my income, and a sum of Rs.73333/- were shown as conveyance reimbursement which was never given to me and no claim was ever submitted by me.

Then I complained about ITO &Firm nexus to The Additional commissioner TDS, range 49 New Delhi, The Director TDS Mayur Bhawan, The Director Investigation Jhandewalan, The Director Vigilance, Deen Dayal Upadhyay Marg, ITO, Satkarta Bhavan new Delhi and also put 5 RTIs to alls but unfortunately I got reply as information about forwarding application from Director TDS. Reply from director investigation as this office is not under RTI and 2 reply from same ITO Ward 49(I). Since the reply came from Shri.Rambir Singh Dalal ITO Ward 49 (1), who took charge from Mr. S. P. Ahuja, only he mitigated the things willfully and replied that as your salary matter has been disposed of on 11.04.2011 and there is no discrepancy in your salary payment. I never received this letter even the ITO confirmed in reply of my one RTI that this letter is not for you. In another RTI reply regarding conveyance reimbursement voucher, Shri Rambir Singh Dalal while giving replies of RTIs gave evasive, incorrect and misleading replies and also threatened with police action. It seems that he had become an interested party and is favouring the Firm

I wrote two Appeal Letter to Appellate Authority, Sh. Sanjay Goyal, Addl Commissioner Income tax Range 49. He had replied to these letters only in which he had sidelined main issues, created issues himself and even they confirm partial Income in it (ref file no Addl/CIT/R-49/2010-11/170).

I sent three letters to Sh. P. K Banarjee, Dy. Director (Vigilance), Room No 178, C R Building, ITO delhi and met twice in his office regarding the ITO and Firm nexus and Closure report submitted by Sh. B.S Rawat Joint Commissioner of Income Tax Range (49). There upon I explained my complaint stating that the facts of the case have been wilfully concealed and distorted just to save and protect the erring officers of Income Tax Department. Mr. B. S. Rawat, who has prepared the closure report which Sh P.K Banarjee read out to me on 17.01.2014 which only saved and protected officers of his own department and gave misleading facts in his report. The action may kindly be taken against him too.

I filed second appeal to Central Chief Information Commissioner ref. FILE No CIC/RM/A/2012/00439 then ITO 49(1) Shri Ashok Kumar transfer my case to the Joint Commissioner Income tax Range 32(1) File No ITO/W-49(1)/TDS/2013-14/66 on dated 25/06/2013 for checking Nature of payment. The complainant further sent a letter to the Addl. Commissioner of Income Tax Range 32, Prtyaksh Kar Bhawan New Delhi on 14-10-2013 by speed post no ED96655315IN with details and annexed emails, List of pertinent questions &Form 16 for the AY-2010-11 . After the one year Complainant put RTI and The CPIO reply as the information sought by you is prohibited under sub section of (h) of section of 8 of The RTI Act 2005. “Information which would impede the process of investigation or apprehension or prosecution of offenders. Therefore, copies of notices issued cannot be provided. “and denying the information for forever. Investigation is going on without time limit. Four year already passed. The CPIO trying to pass time to scrap the investigation by 6 years time limit. The CPIO only sent letter on 21-03-2014 just three day before first reply of RTI on 25-003-2014 and second notice issued just after of my appeal hearing date 27-05-2014. It is very clear that the CPIO misuse of Section 8 subsection (h) of RTI Act-2005.

It may be further stated that the Complainant has filed recovery suit against the M/S Accord Financial Services in Saket Courts (Appeal Suit RCA/24/2014) and proceedings are continuing. Please note that In Ld trail court the complainant got partial relief. Complaint submitted cross of Shri Pawan Agarwal Partner Accord Financial Services on oath stated “There is no voucher” even “not prepared” for cash payment and for conveyance reimbursement claimed. In another case filed by complainant against the Auditors of the Firm with the Institute of Chartered Accountants of India, Firm’s Chartered Accountant(Sh.S.C Sharma) stated that “I audited computerized Vouchers only and there is no physical voucher for the same.

I have strong reason to believe that Income Tax Department is bent upon to save the ITO Shri SP Ahuja/Shri Rambir Singh Dalal who failed to take any action against tax evader and also to compel the firm to issue me revised form 16 and allowed the firm to deposit balance of tax without any penalty and also the tax evading firm that short deposited the tax, did not accounted the full income of its ex employee for calculation of tax, did not give correct form 16 to me.

complaints to CVO

CENTRAL VIGILANCE COMMISSION
Satarkata Bhavan , A-Block
GPO Complex , INA
New Delhi –110 023
Dated –10-06-2013
SUBJECT: Please don’t send my complaints to CVO PNB,HEAD OFFICE NEW DELHI.CVO PNB is doing undue help to these PNB dishonest officers.
1) INQUIRY REGARDING DISPROPORTIONATE ASSETS MORE THAN THEIR INCOME SOURCES i.e SALARIES OS SH.M.S.NIJJAR(AGM) AND SH ROMESH LAL BAJAJ CHIEF MANAGER (BOTH RETIRED),SH. CHANDER SHEKAR GAUTM MANAGER HRD,SH. V.K KHURANA CJIEF MANAGER, PUNJAB NATIONAL CIRCLE OFFICE (HOSHIARPUR) PUNJAB.
2) SH.G.S.DUBEY AND SH. N.K NIRANWAL BOTH RETIRED GENERAL MANAGER, PNB HEAD OFFICE NEW DELHI. SIR,
1) The enquiry entrusted by CVC, CBI to CVO and other authorities to CMD Punjab national bank New Delhi is down marked to the officers of PNB. These officers generally give protection to their subordinate officers by manipulating the records. Enquiry into the transfers, promotions and loans sanctioned may kindly be enquired into to know the irregularities committed by these officers. It must be brought to notice, how many loans have become NPA and how much financial loss has been done to PNB by these offices. The enquiry into these matters may be entrusted to the officers other than PNB officers.
2) IT IS requested that CENTRAL VIGILANCE COMMISSION HAS DIRECTEd OR ADVISED YOU to make an independent enquiries into disproportionate assets of above mentioned dishonest officers .CENTRAL VIGILANCE COMMISSION GOVT.OF INDIA NEWDELHI has asked you to make independent enquiries in complaints numbers 27210/2012/Vigilance 3/19420 dated on 19/11/2012 , 24570,23205,194983/2012 Vigilance 3 dated on 23/11/2012,31593/2012/Vigilance 3 /198408 dated in 27/12/2012,17170/2012/Vigilance 3 /185839 dated on 31/08/2012,29289/2012/vigilance 3 /197228 dated on 17/12/2012,Conf/CFM/553/12/192442 DATED ON 26/10/2012 , 1204/BNK/39/193717 dated on 09/11/2012,29291/2012/Vigilance 3/197227 dated 17/12/2012,30939/2012/Vigilance 3 / 198543 dated on 01/01/2013,32530/2010/Vigilance 3/199419 dated on 09/01/2013 , 11927/2013/vigilance3/210972 dated on29/04/2013,
12037/2013/vigilance3/210980 dated on 29/04/2013,13746/2013/vigilance3/212671 dated on 16/05/2013,13729/2013/vigilance3/212670, 13729/2013/vigilance3/212669 dated on 16/05/ 2013 , 55563/2013/vigilance3/208934 dated on 09/04/2013, 6970/2013/vigilance3/209201 6970/2013/vigilance3/209202, 6970/2013/vigilance3/209200 , 6970/2013/vigilance3/209188 dated on 11/04/2013,8353/2013/vigilance2013/209207 , 8353/2013/vigilance2013/209211 dated on 12/04/2013 , 5914/2013/vigilance3/207314 dated on 25/03/2013,5840/2013/vigilance3/208932 dated on 09/04/2013 of CENTRAL VIGILANCE COMMISSION GOVT.OF INDIA NEWDELHI . ALL those dishonest officers sanctioned loans to borrowers, consumers, customers after making BRIBE while posted in different branches. BUT NO impartial enquiry has so far been conducted into THE MISDEEDS of those dishonest officers.
3)IT is requested to verify the assets i.e. RESIDENTIALS AND SHOPS/ commercials made by these dishonest officers after their physical verification on their place of residence.
4)Enquiry officers submit their wrong and fabricated report while sitting in their offices not visit the residence of dishonest officers.
5)BECAUSE NO impartial enquiry these dishonest officers do not get due punishment..
6)IT IS submitted that central vigilance officer’s PNB is being appointed by CENTRAL VIGILANCE COMMISSION GOVT. OF INDIA NEW DELHI. CVO IS WORKING IN PNB BUT CVO YOU ARE NOT UNDER THE PNB OFFICERS OR MANAGEMENT. YOU are an independent AUTHORITY. IT is requested that an impartial enquiry should conducted by verifying the physical assets as well as their FDRS IN DIFFERENT BRANCHES,PNB COINS,PLEASE BROUGHT TO BOOK THESE DISHONEST PNB OFFICERS.
7)IT IS REQUESTED NOT TO DO UNDUE HELP of these dishonest officers. THE officers who help these dishonest OFFICERS should also be brought to BOOK .IF CVO CANNOT conduct an independent enquiry then should inform the CENTRAL VIGILANCE COMMISSION GOVT.OF INDIA NEWDELHI can conduct an independent enquiry at its own level and officers of Central Vigilance Commission New Delhi.
Please don’t send my complaints to CVO PNB,HEAD OFFICE NEW DELHI.CVO PNB is doing undue help to these PNB dishonest officers.
Yours Faithfully

Respected Sir,

The Vigilance Department refer the complaint to the Concerned Department and the department never submit correct information related to corrupt practice adopted by the departmental officers from bottom to top and always shield them. Similar is the position of CMD UCO BANK, MR.ARUN KAUL, i HAVE REFERRED him number of complaint against the corrupt officers of UCO BANK. I have been fighting aginst the corruption, fraud, forgery and atrocities committed by the officers with conspiracy ad connivance of one another. I have submitted the complaint to CVC, New Delhi they have me complaint reference No.1008/bnk/22-111138dt 6.12.10 complaint against Sh.S.K.Goel,CMD but the CVO of UCO BANK SUBMITTED THE PERVERT REPORT.

The name of the corrupt Officer begin with Mr.R.K.Bishnoi,then Manager of UCO Bank, ambala City, presently DCO,Z.O.Lucknow adopted corrupt practice and no action till date against him has been taken. I had given the authenticated proof of corruption. But the officers who conducted the inquiry/investigation given report against me. I was punished wrongly ,unlawfully, unconstitutionally by the lobby and snatched my right to livelihood and made me bankrupt. They have been provided with the Services of Advocate by the Bank and the Bank advocate Mr.R.K. Aggarwal, paid huge amount by the Bank in the past and presently the huge fee is being paid to Mr.Subhash Handa Advocate ,Distt. Court Ambala fors defending the case of individuals of the Banks namely:

1. Mr.R.K Bishnoi, the Manager, B/O .Ambala City submitted false reports far from the facts against me.
1A. Mr. V.K.Puri, then AGM, Jalandhar,issued false charge sheet dated 19.8.05

2. Sh. Jagdish Narang, (PFM 18905) the then D.C.O, Enquiry Officer, UCO BANK, Regional Office,Sec.17-B Chandigarh Presently as Chief Officer at Z.O .Chandigarh Submitted false Enquiry Report dt. 23.06.06 with conspiracy of Mr. R.K.Bishnoi . Legally none of the allegations &charges PROVED.
3.Sh. T.S.Bhatia,(PFM No.28768) the then ACO, Presenting Officer, UCO BANK, Regional Office, Chandigarh presently at Z.O.CHD MADE, SIGNED &SEALED false written brief/Report dt. 03.05.06 in conspiracy with Mr.R.K.Bishnoi. Legally none of the allegation &charge PROVED.
4.Sh. S.Ashok, (PFM 26408),Dy.Chief Officer, FVO, UCO BANK, Head Office, Vigilance Deptt, 2nd Floor, 10 BTM Sarani, Kolkata. MADE, SIGNED &SEALED false investigation Report to AGM Vigilance &CMD against the undersigned. Non application of mind in conspiracy with Mr. R.K.Bishnoi &others.
5.Sh. P.M.Bhanot, the then Chief Officer, UCO BANK, Regional Office, Sec.17B Chandigarh, SINCE RETIRED from Z.O.CHD ,MADE, SIGNED &SEALED false investigation Report dt.11.03.05 with Conspiracy with Mr.R.K.Bishnoi.
6.Sh. J.C. Malhotra, the then Dy.General Manager, UCO BANK, Regional Office, Chandigarh since Retired H.No.2129 Sector, 15C, Chandigarh. MADE, SIGNED &SEALED false/wrong reports to H.O. in Conspiracy with Mr.R.K.Bishnoi.
7.Sh. V.K.Bhandari, Disciplinary Authority, the then Asstt. General Manager, UCO BANK, Regional Office, Jalandhar (Punjab) since retired from UCO BAK, Zonal Inspectorate, Parliament Street, New Delhi. MADE, SIGNED &SEALED punishment orders dt. 22.07.06 of major penalty for stopping 3 increments with cumulative effect without application of mind.
8.Sh. V.P.Singh, the then General Manager,(Personnel), UCO BANK, Head Office, 3-4 DD Block, Salt Lake, Kolkata ,since retired. MADE, SIGNED &SEALED false report to Govt.Authorities AND. Order dt.19.02.07 Rejection of Appeal without application of mind in Conspiracy with Mr.R.K.Bishno &others.
9.Sh. V.K.Dhingra, the than Executive Director, Review Authority, UCO BANK, Head Office, 10 BTM Sarani, KOLKATA. Biased &non applications of mind on my Review rejected vide order dt.04.08.07 with prejudice mind. in Conspiracy with Mr.R.K.Bishno &others Charge sheet dt. 19.08.05 &15.4.08
10.Sh.S.K.Goel, the than Chairman &Managing Director, UCO BANK, Head Office, 10 BTM Sarani, Kolkata. Could not control over the wrong doers working under him .Prejudice mind. Charge sheet dt. 19.08.05 &15.4.08 in Conspiracy with Mr.R.K.Bishno &others
11.Smt. Swaran Lata Bhatia, then Special Assistant, UCO BANK, Bans Bazar, Ambala City. MADE, SIGNED &SEALED false letter dt. 16.05.05 led to Charge sheet 19.8.05 and 15.4.08 gave false witness in connivance and Conspiracy with Mr.R.K.Bishnoi
12.Smt. Suman Lata Verma, then Clerk UCO BANK, Bans Bazar, Ambala Presently at New Grain Market,, Ambala City. MADE, SIGNED &SEALED false letter dt. 16.05.05 led to Charge sheet 19.8.05 and 15.4.08 gave false witness in connivance and Conspiracy with Mr.R.K.Bishnoi
13. Sh. Jagdish Kumar Sachdeva, the then Head Cashier, UCO BANK, Bans Bazar, Ambala City, presently at B/O Ismailabad (Hr). MADE, SIGNED &SEALED false letter dt. 16.05.05 led to Charge sheet 19.8.05 and 15.4.08 gave false witness in connivance and Conspiracy with Mr.R.K.Bishnoi
14.Sh.C.S.Raju, the then Dy. Chief Officer Security, UCO BANK, Regional Office, Chandigarh,. MADE, SIGNED &SEALED false security report dt. 19.05.05. led to Charge sheet 19.8.05 and 15.4.08 gave false witness in connivance and Conspiracy with Mr.R.K.Bishnoi
15.Sh Sh. R.K.Bishnoi the then Manager, UCO BANK, BANS BAZAR, Ambala City presently working under Zonal Office, Lucknow, R/o 119 Tribune Mittar Vihar, Madan pur, Opp. Sec. 26 Panchkula (Hr.) . False Reported, Conspirator from bottom to top MADE, SIGNED &SEALED false letters to Higher Authorities which led to Charge sheet 19.8.05 and 15.4.08 ,Stoppage of three increments with cumulative effect for three years, with holding of promotions despite qualifying the test fast track &seniority Transfer to Bihar Compulsory Retirement from bank service vide order 05.09.08
16.Sh.B.R.Chauhan, Disciplinary Authority the then Dy.General Manager, UCO BANK, Zonal Office, Sec.17B, Chandigarh, MADE, SIGNED &SEALED served false show cause notice dt. 28.03.08 and charge sheet dated 15.4.08. Punishment order dated 5.09.08 for compulsory retirement from Bank service. No administrative order dt.11th April, 2002 made available issued by CMD and made the undersigned Bankrupt and Economically dead by snatching my right to livelihood. Worked as tyrannical manner ignoring principle of natural justice.
17.Sh.R.K.Sabherwal, (PFM 39299) the then Dy.Chief Officer, Enquiry Officer, UCO BANK, Zonal Office, Sec.17 B Chandigarh, MADE, SIGNED &SEALED coloured and mechanical enquiry report dt 28.07.08 under dictation of DGM Sh.B.R.Chauhan &others with prejudice mind. Legally charge and allegations was not proved. None of the Witness/evidence came forward and called for cross examination.
18.Sh Sanjiv Walia, (PFM No.38310) the than A.C.O., Presenting Officer, UCO BANK, Zonal Office, Sec.17B Chandigarh. Presented the case in biased manner and not provided the documents demanded for defence, MADE, SIGNED &SEALED coloured and mechanical brief dt. 03.06.08 prejudicially under dictation of Sh.B.R.Chauhan, DGM and illegally proved the charge and allegation. Legally nothing is proved. None of the Witness/evidence came forward and called for cross examination.
19.Sh.G.N.Shukla the then G.M. Personnel (O), Appellate Authority. Upheld the decision of Disciplinary Authority vide his order 26.12.08 with biased and prejudice manner without application of mind. No administrative order dt.11th April, 2002 made available by the Bank Management under which the EO AND PO were appointed mechanically, snatch my right to livelihood.
20.Sh.V.K.Sharma, the than Chief Officer, UCO BANO, RO, 17B Chandigarh. Issued false show cause notice dt.22.07.08 without investigation which led to charge sheet dt. 19.08.05 and punishment of stoppage of three increments with cumulative effect for three years, withholding of promotions, transfer to Bhagalpur, Bihar and Compulsory retirement vide order 5.09.08.

21.Md.Asruddin, then DCO, Zonal Office, Bhagalpur and then Zonal Manager, Bhagalpur delivered the Coloured and mechanical Punishment order dated 5.09.08 for compulsory retirement from Bank service on 11.09.2008 at B/O Sultanganj in connivance and conspiracy with M. B.R.. Chauhan , Z.M. Chandigarh
22.Sh.K.K.Kaushik, then Chief Office, PIO, UCO BANK, Zonal Office, 17B Chandigarh. Presently at Z.O.Chandigarh. None providing of information by him relating to Charge sheet dt. 19.08.05 under R.T.I.Act till date in connivance and conspiracy with Mr.R.K.Bishnoi &others. and contempt of the following orders of Central Information Commissioner, New Delhi Orders dated 02.07.08, 09.09.09 and 29.06.10.
23.Sh.P.K.Das, the then G.M. (Law) Appellate Authority, UCO BANK H.O, Kolkata since retired. None providing of information by him relating to Charge sheet dt. 19.08.05 under R.T.I.Act till date in connivance and conspiracy with Mr.R.K.Bishnoi &others and contempt of the following orders of Central Information Commissioner, New Delhi Orders dated 02.07.08, 09.09.09 and 29.06.10.
24.Sh.C.R. Ghosh, then G.M. (Law), Appellate Authority, under RTI,2005 H.O.Kolkata None providing of information by him relating to Charge sheet dt. 15.04.2008 under R.T.I.Act till date in connivance and conspiracy with Sh.B.R.Chauhan , ZM Chandigarh and others. Administrative order dt.11th April, 2002 and official interpretation of Regulation 21, CIC order DT. 8TH Sept,2009
25.Sh.A.K.Verma, then Chief Officer, UCO Bank, Zonal Office, Bhagalpur. None providing of information by him relating to Charge sheet dt. 15.04.2008 under R.T.I.Act till date in connivance and conspiracy with Sh.B.R.Chauhan , ZM Chandigarh and others. Administrative order dt.11th April, 2002 and official interpretation of Regulation 21, CIC order DT. 8TH Sept, 2009. Penalty of Rs. 25000/- not paid.
26.Sh.C.P..Gupta, Dy.G.M, .PIO, UCO BANK, H.O.Stretegic Planning Deptt,. Kolkata &Sudhir Kumar None providing of information by him relating to Charge sheet dt. 15.04.2008 under R.T.I.Act till date in connivance and conspiracy with Sh.B.R.Chauhan , ZM Chandigarh and others. CIC Order dt. 29th June, 2010. Case heard through video conferencing.
27.Sh.J.L.Mehta, then General Manager, Uco Bank, Head Office, Kolkata None providing of information by him relating to Charge sheet dt. 15.04.2008 under R.T.I.Act till date in connivance and conspiracy with Sh.B.R.Chauhan , ZM Chandigarh and others. CIC Order dt. 21st June, 2011. Case heard through video conferencing.

How the coruption can be handled because the encouragement is given by the Banking Officers. which is a net loss to the national wealth. The matter is pending with Banks higher authority as well as with the CVC, NEW DELHI.
There is no protection to whistle blower, are dying with hunger.